Friday, January 7, 2011

personal finance budgeting

A mobile expense tracker is a great tool to have and is probably the best way to track expenses because, whenever you spend anything, you could quickly enter it into your mobile phone. This way, there’s no chance of forgetting later. Toshl is a mobile expense tracking app that can help you track your spendings on iPhone, Android, Maemo and Symbian phones. The interface is good, you can instantly enter values, sync them to your Toshl.com account, and even sync multiple phones.

The data can be easily exported in various formats to your computer. The apps, and the online account is free, and you can grab extra features for an yearly pro membership.

Toshl uses SSL encryption so that the data is safe and secure. You can also tag your expenses, analyze the trends in your spendings and do much more with this app.

Demo video:

Features

  • Mobile expense tracking software.
  • Free apps for iPhone, Android and Symbian phones.
  • Sync and backup data to the online account.
  • Similar tools: Xpenser.

Check out Toshl @ www.toshl.com (By Abhijeet from GT Resources)


So thinking about starting 2011 with a new and fresh finance app for your new and fresh WP7 device?


You have the chance now! moBudget has just been released for Windows Phone 7.


moBudget is a user friendly budgeting and expense tracking application. It will help you drive and organize both your personal income and outcome budgeting. By doing so, moBudget will also hint you about possible budgeting and money saving opportunities. Its main screen features a summarized dashboard with a set of intelligent indicators which will tell you how you are doing depending on your budgets and on the current date.


Forget about grabbing a calculator each time you need to get any numbers or if worried about making it to the end of the month or not; moBudget will tell you all: what you have, what you will have, what you owe and more. It will either inform, alert or advice you when needed so you don’t need to worry.


By allowing stepping through months, allows you to whether look back to see how you did on previous months or how you will be doing in the upcoming months, so you can fine tune your budgets to the optimal.


Take it with you, record your data and you will see how money won’t cause you a headache anymore!


More after the break.



Key features



  • Today Hub featuring a main dashboard with intelligent indicators

  • Upcoming and overdue payments, incomes, bills

  • Color-based and snapshot styled budget bar graphs for easy reading

  • Easy and fast input for tracking either expenses, incomes or transfer between accounts

  • Budget adjustment helper

  • Actual balance and budget balance adhoc *

  • Accounts and credit cards usage recording *

  • Cash flow bar graphs and out of funds predictions *

  • Credit card payment estimations and warnings

  • Can create future operations and recurrent operations

  • Multi currency support

  • Easy month back and forth navigation

  • Account balances reconcilation

  • Password protection in two ways (partial and complete)

  • Encrypted backups

  • More…!


* Estimated. Does not pull your bank information, however you can sync balances up to a specific date and moBudget will estimate the current and future balance and cash flow according to the data you register day to day.


Screenshots



So give it a try! App has a 15 day free trial period and currently is at 50% sale for Christmas.

– or- direct download link for Zune.



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